.cl-faq{--cl-navy:#0b2545;--cl-navy-2:#13315c;--cl-gold:#c9a227;--cl-gold-soft:rgba(201,162,39,.13);--cl-red:#e64336;--cl-ink:#16202e;--cl-muted:#5b6776;--cl-faint:#8592a3;--cl-border:#e2e6ec;--cl-border-2:#cfd070;--cl-surface:#fff;--cl-tint:#f5f7fb;--cl-radius:12px;--cl-radius-sm:8px;--cl-shadow:0 1px 2px rgba(11,37,69,.04);--cl-shadow-h:0 8px 24px rgba(11,37,69,.1);--cl-w:1120px;font-family:Montserrat,sans-serif;-webkit-font-smoothing:antialiased}.cl-faq *,.cl-faq :after,.cl-faq :before{box-sizing:border-box}.cl-faq-inner{margin:0 auto;max-width:920px;padding:0 24px}.cl-faq-title{color:var(--cl-navy);font-size:clamp(24px,2.9vw,32px);font-weight:700;letter-spacing:-.015em;line-height:1.18;margin:0 0 12px;text-align:center}.cl-faq-intro{color:var(--cl-muted);font-size:17px;line-height:1.62;margin:0 auto 34px;max-width:66ch;text-align:center}.cl-faq-intro p{margin:0 0 9px}.cl-faq-intro>:last-child{margin-bottom:0}.cl-faq-foot a,.cl-faq-intro a{color:var(--cl-navy);text-decoration:underline;text-underline-offset:2px}.cl-faq-foot{color:var(--cl-muted);font-size:14.5px;line-height:1.68;margin-left:auto;margin-right:auto;margin-top:26px;max-width:78ch;text-align:center}.cl-faq-foot p{margin:0}.cl-faq-foot strong{color:var(--cl-ink);font-weight:600}.cl-faq-group{margin-bottom:30px}.cl-faq-group:last-child{margin-bottom:0}.cl-faq-group-title{border-bottom:1px solid var(--cl-border);color:var(--cl-gold);font-size:12px;font-weight:700;letter-spacing:.08em;margin:0 0 14px;padding-bottom:10px;text-transform:uppercase}.cl-faq-list{display:flex;flex-direction:column;gap:10px}.cl-faq-item{background:var(--cl-surface);border:1px solid var(--cl-border);border-radius:var(--cl-radius);box-shadow:var(--cl-shadow);overflow:hidden;transition:border-color .18s ease,box-shadow .18s ease}.cl-faq-item:hover{border-color:#c7d0dc}.cl-faq-item[open]{border-color:var(--cl-navy);box-shadow:var(--cl-shadow-h)}.cl-faq-q{align-items:center;color:var(--cl-navy);cursor:pointer;display:flex;font-size:16.5px;font-weight:600;gap:18px;justify-content:space-between;line-height:1.45;list-style:none;padding:19px 22px}.cl-faq-q::-webkit-details-marker{display:none}.cl-faq-q:focus-visible{border-radius:var(--cl-radius);outline:2px solid var(--cl-gold);outline-offset:-2px}.cl-faq-q-text{flex:1}.cl-faq-icon{align-items:center;background:var(--cl-tint);border-radius:8px;display:inline-flex;flex:0 0 auto;height:26px;justify-content:center;position:relative;transition:background .18s ease;width:26px}.cl-faq-icon:after,.cl-faq-icon:before{background:var(--cl-gold);border-radius:2px;content:"";position:absolute;transition:transform .22s ease,opacity .22s ease}.cl-faq-icon:before{height:2px;width:11px}.cl-faq-icon:after{height:11px;width:2px}.cl-faq-item[open] .cl-faq-icon{background:var(--cl-gold-soft)}.cl-faq-item[open] .cl-faq-icon:after{opacity:0;transform:scaleY(0)}.cl-faq-a{color:var(--cl-ink);font-size:15.5px;line-height:1.72;padding:0 22px 20px}.cl-faq-a>:first-child{margin-top:0}.cl-faq-a>:last-child{margin-bottom:0}.cl-faq-a p{margin:0 0 13px}.cl-faq-a ol,.cl-faq-a ul{margin:0 0 13px;padding-left:24px}.cl-faq-a li{margin:6px 0}.cl-faq-a a{color:var(--cl-navy);text-decoration:underline;text-underline-offset:2px}.cl-faq-a a:hover{color:var(--cl-gold)}.cl-faq-a strong{font-weight:600}@media(max-width:640px){.cl-faq-inner{padding:0 16px}.cl-faq-q{font-size:15.5px;padding:17px 18px}.cl-faq-a{font-size:15px;padding:0 18px 18px}}