.cl-tl{--cl-navy:#0b2545;--cl-navy-2:#13315c;--cl-gold:#c9a227;--cl-gold-soft:rgba(201,162,39,.13);--cl-red:#e64336;--cl-ink:#16202e;--cl-muted:#5b6776;--cl-faint:#8592a3;--cl-border:#e2e6ec;--cl-border-2:#cfd070;--cl-surface:#fff;--cl-tint:#f5f7fb;--cl-radius:12px;--cl-radius-sm:8px;--cl-shadow:0 1px 2px rgba(11,37,69,.04);--cl-shadow-h:0 8px 24px rgba(11,37,69,.1);--cl-w:1120px;font-family:Montserrat,sans-serif;-webkit-font-smoothing:antialiased}.cl-tl *,.cl-tl :after,.cl-tl :before{box-sizing:border-box}.cl-tl-inner{margin:0 auto;max-width:var(--cl-w);padding:0 24px}.cl-tl-title{color:var(--cl-navy);font-size:clamp(24px,2.9vw,32px);font-weight:700;letter-spacing:-.015em;line-height:1.18;margin:0 0 12px;text-align:center}.cl-tl-intro{color:var(--cl-muted);font-size:17px;line-height:1.62;margin:0 auto 34px;max-width:66ch;text-align:center}.cl-tl-intro p{margin:0 0 9px}.cl-tl-intro>:last-child{margin-bottom:0}.cl-tl-foot a,.cl-tl-intro a{color:var(--cl-navy);text-decoration:underline;text-underline-offset:2px}.cl-tl-foot{color:var(--cl-muted);font-size:14.5px;line-height:1.68;margin-left:auto;margin-right:auto;margin-top:26px;max-width:78ch;text-align:center}.cl-tl-foot p{margin:0}.cl-tl-foot strong{color:var(--cl-ink);font-weight:600}.cl-tl-list{display:grid;gap:20px;grid-template-columns:repeat(var(--cl-tl-n,4),minmax(0,1fr));list-style:none;margin:0;padding:0}.cl-tl-step{background:var(--cl-surface);border:1px solid var(--cl-border);border-radius:var(--cl-radius);box-shadow:var(--cl-shadow);padding:26px 22px 24px;position:relative}.cl-tl-step:after{background:var(--cl-border);content:"";height:1px;position:absolute;right:-20px;top:44px;width:20px;z-index:0}.cl-tl-step:last-child:after{display:none}.cl-tl-num{align-items:center;background:var(--cl-navy);border-radius:11px;color:#fff;display:inline-flex;font-size:14.5px;font-variant-numeric:tabular-nums;font-weight:700;height:40px;justify-content:center;letter-spacing:.02em;margin-bottom:16px;position:relative;width:40px;z-index:1}.cl-tl-step-title{color:var(--cl-navy);font-size:17px;font-weight:700;line-height:1.32;margin:0 0 8px}.cl-tl-step-text{color:var(--cl-muted);font-size:15px;line-height:1.62}.cl-tl-step-text p{margin:0 0 8px}.cl-tl-step-text>:last-child{margin-bottom:0}@media(max-width:940px){.cl-tl-list{grid-template-columns:repeat(2,minmax(0,1fr))}.cl-tl-step:after{display:none}}@media(max-width:560px){.cl-tl-list{gap:14px;grid-template-columns:1fr}.cl-tl-inner{padding:0 16px}.cl-tl-step{align-items:start;column-gap:16px;display:grid;grid-template-columns:40px 1fr;padding:22px 20px;row-gap:4px}.cl-tl-num{grid-row:1/span 2;margin-bottom:0}.cl-tl-step-title{margin:8px 0 4px}}